Douglas Battista

Douglas Battista Explains Employee Retirement Plans: Defined Benefit vs. Defined Contribution

In Douglas Battista | on May 09, 2014 | by Douglas Battista
Douglas Battista

As a human resources professional with over 15 years of proven experience, Douglas Battista is wholly qualified to answer questions related to employee benefits. Here, Battista discusses the differences in defined benefit and defined contribution retirement plans.

Defined benefit plan

In the defined benefit option, an employer dedicates a monthly amount calculated by using a formula that includes an employee’s current age, earnings history and time of service. The plan is called “defined benefit” because it clearly marks the employee’s expected payout upon retirement.  Defined benefit plans are oftentimes referred to as pensions.  Douglas Battista notes that oftentimes, an employee is not responsible for contributing money to this retirement plan.

Defined contribution plan

On the other hand, a defined contribution plan does require some amount of money from the employee in order to fund it. Both the employee and the employer provide contributions on a consistent basis, according to Douglas Battista.  The most common defined contribution plans are 401(k) and 403(b) plans. With these plans, contributions are typically placed into an investment account, and the employee chooses from a number of investment options.

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Douglas Battista says the Ceara Coast is Brazil’s Most Beautiful

In Douglas Battista | on May 04, 2012 | by Douglas Battista
Douglas Battista When Douglas Battista, Jenny Craig’s Human Resources Vice President, wants to get away he heads south to Brazil where 356 miles of unspoiled sands and uncrowded waters await vacationers looking for relaxation or adventure.

History of the Ceara Coast

According to Douglas Battista, numerous Indian tribes originally inhabited the Ceara Coast. The Portuguese settled the territory

in the early 1600s. At the time, the French occupied Brazil and the Portuguese tried to form a military base on the Ceara coast. This attempt was unsuccessful, says Douglas Battista, and the Portuguese later left after the area was stricken with drought.

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Douglas Battista Latest News

In Douglas Battista | on May 03, 2012 | by Douglas Battista

Douglas Battista Discusses Value of HR During Turbulent Times Escondido, California, United States of America ( May 23, 2012 — Douglas Battista has served in human resources in both good, and more difficult, economic times. As Vice President of Operations for Jenny Craig’s North America business, a Nestlé company, Battista has learned the value that [...]

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Douglas Battista on Leading Social Networks

In Douglas Battista | on May 02, 2012 | by Douglas Battista

Connect with Douglas Battista on Facebook, Twitter, Google+ and Linkedin Connect with Douglas Battista on Facebook Join our fan page on the world’s largest, fastest growing social network, and interact with other like minded folks. Plus, get updates, fresh content and other good stuff. Follow Douglas Battista on Twitter Subscribe to our article feed on [...]

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Douglas Battista Profile on LinkedIn

In Douglas Battista | on May 01, 2012 | by Douglas Battista
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